Compare the Best Local Rates

Current CD Rates in Idaho: Term of 12-Months

CD Rates in Idaho are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your state on a regular basis will help you maximize your deposits.

Below are the current 12-month CD rates in Idaho, along with a list of financial institutions that are providing the highest rates today.

Current Idaho 1-Year CD Rates

Number of 12-Month CD Accounts Available: 22

Lowest Rate on Record: 0.2% APY

Highest Rate: 1.3% APY

Today’s Average 12-Month CD Rate in Idaho: 0.65% APY

Banks and Credit Unions in Idaho with the Highest 12-Month CD Rates

  • Kamiah Community Credit Union: 1.3%
  • Cottonwood Community Credit Union: 1.26%
  • Potlatch No 1 Credit Union: 1%
  • Lewis Clark Credit Union: 0.95%
  • Idaho Advantage Credit Union: 0.9%

Please note that the above rates are accurate as of July 13, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the Idaho CD Rates page.


Check rates in these cities in Idaho: See Cities