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Idaho Credit Unions with the Best CD Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Idaho. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.

Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Idaho credit union you qualify to join. Below are the credit unions in the state that are presently offering the highest rates on CDs.

Credit Unions with the Best 6-Month CD Rates in Idaho

  • Kamiah Community Credit Union: 1.1%
  • Cottonwood Community Credit Union: 1%
  • Lewis Clark Credit Union: 0.8%

Highest 12-Month CD Rates from Idaho Credit Unions

  • Kamiah Community Credit Union: 1.3%
  • Cottonwood Community Credit Union: 1.26%
  • Potlatch No 1 Credit Union: 1%

Idaho Credit Unions with the Best 24-Month CD Rates

  • Kamiah Community Credit Union: 1.75%
  • Cottonwood Community Credit Union: 1.51%
  • Idaho Advantage Credit Union: 1.5%

Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.


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